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Hire Purchase allows you to combine finance with ownership. You pay a deposit, and all remaining costs including payments are repaid by your monthly payments. You benefit from ownership of the vehicle; flexible deposits; repayments over a fixed period; fixed interest rates; payments not subject to any VAT; an additional line of credit
PCP keeps your payments lower with a flexible finance option. You choose to leave your final ownership decision until the end of the agreement. Choose to keep the car or simply return the car at the end. Based upon your mileage, you get a guaranteed future value for your car which keeps your payments low. When your contract ends you have 3 options:
With Flexible Finance 0% APR Representative, there's no fixed deposit requirement, so you decide what you want to put down. Then, simply spread the remaining balance over the payment period you select, between 24 and 60 months (two to five years). At the end of the finance period you fully own your vehicle.
To enjoy 0% APR Representative finance with no hidden extras, just follow these simple steps: